Best Government Stocks Under 100: Top Picks for 2025
Best Government Stocks Under 100, Looking to invest in reliable and budget-friendly stocks? Government stocks under ₹100 offer a great opportunity for beginners and conservative investors alike. These public sector companies provide steady performance, regular dividends, and lower volatility, making them ideal for building a stable investment portfolio. In this article, we explore some of the best government stocks under 100 in 2025 that you can consider for long-term growth and security.
Best Government Stocks Under 100: Affordable and Safe Investment Options for 2025
Investing in government stocks is often seen as one of the safest ways to build a stable investment portfolio. For investors looking for affordable options, best government stocks under ₹100 present an attractive opportunity. These stocks are not only cost-effective but also tend to be less volatile compared to private sector stocks, making them ideal for conservative investors or beginners in the stock market. In this article, we will explore Best PSU stocks to buy in 2025, their benefits, and why they might be an excellent choice for your investment strategy. Let’s dive into the world of low-priced government stocks and explore some of the best options available for 2024.
What Are Government Stocks?
Government stocks, also known as public sector stocks or PSUs (Public Sector Undertakings), are shares of companies that are owned or controlled by the government. These companies operate in various sectors, including energy, infrastructure, banking, and defense, among others. Government stocks are considered to be a safe investment because they are backed by the government. While their growth might not always be as high as private sector stocks, they provide stability and often offer dividends, making them appealing for long-term investors.
Why Invest in Government shares below ₹100?
Investing in government stocks priced under ₹100 offers several advantages:
- Affordability: These stocks are easily accessible to both beginners and those looking for low-cost investment opportunities.
- Stability: Government-backed companies are less prone to sudden fluctuations in the stock market, making them a safer bet for conservative investors.
- Regular Dividends: Many government stocks provide dividends, which can offer regular returns on your investment.
- Low Risk: Due to the backing of the government, these stocks are considered low-risk, especially when compared to private companies or high-growth stocks.
Read Also: Best Bank Stocks Under 100 in 2025
Low price government stocks ₹100 In 2025
Here are some of the best Top PSU stocks under 100 that you might want to consider for your portfolio in 2025:
Punjab National Bank
- Sector: Banking
- Price: ₹99.72 (Approx.)
- Market Cap: ₹1,14,608 Cr
Punjab National Bank (PNB) is one of India’s oldest and most trusted public sector banks. With steady growth after the pandemic and a strong presence nationwide, PNB continues to expand its services. It also rewards its investors with regular dividends, making it a reliable choice in India’s growing banking sector.
Canara Bank
- Sector: Banking
- Price: ₹96.85 (Approx.)
- Market Cap: ₹87,849 Cr
IDBI Bank
- Sector: Banking
- Price: ₹79.87 (Approx.)
- Market Cap: ₹85,879 Cr
NHPC
- Sector: Power
- Price: ₹84.99 (Approx.)
- Market Cap: ₹85,373 Cr
Indian Overseas Bank
- Sector: Banking
- Price: ₹37.86 (Approx.)
- Market Cap: ₹71,565 Cr
NMDC
- Sector: Metals & Mining
- Price: ₹65.24 (Approx.)
- Market Cap: ₹57,358 Cr
Bank of Maharashtra
- Sector: Banking
- Price: ₹50.63 (Approx.)
- Market Cap: ₹38,942 Cr
UCO Bank
- Sector: Banking
- Price: ₹31.53 (Approx.)
- Market Cap: ₹37,697 Cr
SJVN
- Sector: Power
- Price: ₹93.37 (Approx.)
- Market Cap: ₹36,693 Cr
Central Bank of India
- Sector: Banking
- Price: ₹36.74 (Approx.)
- Market Cap: ₹31,894 Cr
NBCC
- Sector: Construction
- Price: ₹93.96 (Approx.)
- Market Cap: ₹25,369 Cr
Punjab & Sind Bank
- Sector: Banking
- Price: ₹29.33 (Approx.)
- Market Cap: ₹19,879 Cr
MMTC
- Sector: Commercial Services
- MMTC Share Price: ₹55.41 (Approx.)
- Market Cap: ₹8,312 Cr
National Fertilizers
- Sector: Chemicals
- NFL Price: ₹84.28 (Approx.)
- Market Cap: ₹4,135 Cr
Mahanagar Telephone Nigam
- Sector: Telecom
- MTNL Share Price: ₹37.86 (Approx.)
- Market Cap: ₹71,565 Cr
HMT
- Sector: Capital Goods
- HMT Share Price: ₹37.86 (Approx.)
- Market Cap: ₹71,565 Cr
SCI Land & Assets
- Sector: Financial Services
- HMT Share Price: ₹47.35 (Approx.)
- Market Cap: ₹2,206 Cr
How to Choose Government Stocks Under ₹100?
When selecting government stocks under ₹100, here are some factors to consider:
- Market Performance: Look at the stock’s historical performance and its growth potential.
- Dividend Yields: Government stocks often pay dividends, so check the dividend yield for the stock you’re considering.
- Sector Outlook: Invest in sectors that show long-term growth potential, such as energy, banking, and infrastructure.
- Government Policies: Pay attention to government policies and initiatives that might impact the performance of public sector companies.
Risks of Investing in Government Stocks Under ₹100
While government stocks are considered safe, there are still risks involved:
- Slow Growth: Government stocks generally offer lower growth rates compared to private companies.
- Political Influence: Being government-controlled, these stocks may be influenced by political decisions.
- Market Fluctuations: While they are more stable, public sector stocks are not entirely immune to market downturns.
Conclusion
Government stocks priced under ₹100 can be a smart and stable way to start your investment journey especially if you prefer safety over high returns. While they may not grow as fast as some private sector stocks, they usually offer steady dividends and are less affected by market ups and downs. If building a low-risk, dependable portfolio is your goal, these government stocks are definitely worth considering.
FAQs
What Are Government Stocks?
Government stocks are shares of publicly traded companies that are owned or controlled by the government. They include companies from sectors such as energy, banking, and infrastructure.
Are Government Stocks Under ₹100 Safe Investments?
Yes, government stocks are generally considered safer than private sector stocks because they are backed by the government. However, they still carry market risk and may not provide high growth.
Can I Earn Dividends from Government Stocks?
Yes, many government stocks provide regular dividends to shareholders, making them attractive for long-term investors looking for stable returns.
Which Government Stocks Under ₹100 Are Best for 2025?
Some of the top government stocks under ₹100 to consider for 2025 include NHPC, Punjab National Bank, SJVN, NBCC and MTNL.
How Do I Buy Government Stocks Under ₹100?
You can purchase government stocks through stockbrokers or online trading platforms like Angel One. It’s essential to have a Demat and trading account to start investing.
Disclaimer: The stocks mentioned above are shared purely for informational and research purposes. These are not investment recommendations. Please make sure to do your own research or consult a financial advisor before making any investment decisions.
