Best Bank Stocks Under 100 in 2025

Best Bank Stocks Under 100 in 2025, Looking to invest in the banking sector without breaking the bank? In 2025, several promising bank stocks are still trading under ₹100, making them attractive for beginner and budget-conscious investors. While they may come with moderate risk, many of these stocks belong to well-known public and private sector banks with solid fundamentals, consistent performance, and long-term growth potential. Whether you’re aiming for portfolio diversification or hunting for undervalued picks, this list of the best bank stocks under ₹100 in 2025 is worth your attention.

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Best Bank Stocks Under 100 in 2025: Top Picks for Safe Investments

The banking sector in India has long been a favorite for investors seeking long-term stability and growth. Many investors prefer bank stocks for their reliable performance, dividend payouts, and the essential role banks play in the economy. If you’re looking for affordable bank stocks under 100, you’re in the right place.

Disclaimer: The stocks mentioned above are shared purely for informational and research purposes. These are not investment recommendations. Please make sure to do your own research or consult a financial advisor before making any investment decisions.

In this article, we’ll explore bank stocks under 100 that offer strong growth potential, consistent performance, and low-risk investment opportunities. With the banking sector expected to grow steadily in the coming years, these stocks are worth considering for your portfolio in 2025.

Also Read: Best Government Stocks Under 100

Why Invest in Bank Stocks Under 100?

Investing in bank stocks under 100 offers several advantages:

Affordability: These stocks are budget-friendly and ideal for beginners or those looking to diversify their portfolios with smaller investments.
Stable Returns: Banks tend to offer stable returns due to their essential role in the economy.
Dividend Payouts: Many bank stocks provide attractive dividend yields, offering passive income to investors.
Economic Growth: As the Indian economy grows, so do banking activities, making these stocks a great long-term investment.

Top banking shares below 100 to Buy in 2025

Let’s dive into the Top banking shares below 100 that can be part of your investment strategy for 2025:

Bank of Maharashtra Ltd

Sector: Banking
Price: ₹50.63 (Approx.)
Market Cap: ₹ Crore

Punjab National Bank

Sector: Banking
Price: ₹99.72 (Approx.)
Market Cap: ₹1,14,608 Cr

Canara Bank Ltd

Sector: Banking
Price: ₹96.85 (Approx.)
Market Cap: ₹87,849 Cr

IDBI Bank

Sector: Banking
Price: ₹79.87 (Approx.)
Market Cap: ₹85,879 Cr

Indian Overseas Bank

Sector: Banking
Price: ₹37.86 (Approx.)
Market Cap: ₹71,565 Cr

UCO Bank

Sector: Banking
Price: ₹31.53 (Approx.)
Market Cap: ₹37,697 Cr

Central Bank of India

Sector: Banking
Price: ₹36.74 (Approx.)
Market Cap: ₹31,894 Cr

How to Choose the Best Bank Stocks Under ₹100?

When considering bank stocks under 100, here are a few important factors to keep in mind:

NPA Management: Ensure the bank has a strong record of managing non-performing assets (NPAs), as this affects its profitability.
Dividend Yield: Check for a consistent history of dividend payouts, as banks with higher dividend yields are more attractive to long-term investors.
Financial Health: Look for banks that are financially stable, with a strong capital adequacy ratio and consistent growth in assets and profits.
Market Outlook: Understand the overall economic and market conditions affecting the banking sector to evaluate the future potential of the stock.

Risks of Investing in Bank Stocks Under ₹100

While bank stocks under 100 can be a great option, there are some risks involved:

Regulatory Risks: Banks are heavily regulated by government and financial bodies, and any changes in regulation can affect performance.
Non-Performing Assets (NPAs): High NPAs can impact a bank’s profitability and growth. Always monitor a bank’s asset quality.
Economic Downturns: While banks are generally stable, an economic slowdown can impact their performance, particularly in lending and loan recovery.
Market Volatility: Like all stocks, bank stocks are affected by market conditions, and their value can fluctuate.

FAQs

Which Bank Stocks Are Under 100?

Some of the top bank stocks under ₹100 include Punjab National Bank (₹99.72), Central Bank of India (₹36.74), IDBI Bank (₹79.87), UCO Bank (₹31.53), and Canara Bank (₹96.85).

Are Bank Stocks Under 100 a Good Investment?

Yes, many bank stocks under 100 offer solid growth potential and consistent returns. However, investors should always do thorough research before investing and consider factors like NPA management, financial stability, and dividend payouts.

Can I Earn Dividends from Bank Stocks?

Yes, many public sector banks pay regular dividends, providing passive income for investors. Stocks like PNB, Canara Bank and IDBI Bank offer attractive dividend yields.

How Do I Buy Bank Stocks Under 100?

To buy bank stocks under 100, you will need to open a Demat and trading account with a stockbroker or an online trading platform. Once your account is set up, you can buy stocks through the platform.

How Do Bank Stocks Perform in Economic Downturns?

Bank stocks are generally more stable than stocks in other sectors, but they can still be affected by economic downturns, particularly in areas like loan defaults and reduced lending activity. It’s essential to monitor macroeconomic factors when investing in bank stocks.